EMI calculator

Monthly EMI, total interest and total cost of any loan.

EMI = P × r × (1 + r)ⁿ ÷ ((1 + r)ⁿ − 1), where r is the monthly interest rate and n the number of months. Actual EMIs can differ slightly with processing fees and rounding.

How to use it

  1. Enter the loan amount, rate and tenure.
  2. Read the EMI and totals.

Questions

Does a longer tenure save money?

It lowers the EMI but increases the total interest you pay.

Guides

All guides
Calculators · 23 Oct 2026Car Loan EMI Calculator: Car, Bike & Personal Loan EMI ExamplesCar, bike and personal loan EMI with worked rupee examples, why a flat rate costs far more than it sounds, and how no-cost EMI really works.Calculators · 23 Oct 2026Home Loan EMI Calculator: EMI for ₹20, 30 & 50 Lakh LoansHome loan EMI for ₹20 lakh, ₹30 lakh and ₹50 lakh at 15–30 years, a worked bank example, how tenure changes total interest, and ways to reduce EMI.Calculators · 23 Oct 2026How EMI Is Calculated: Formula, Worked Example & PrepaymentSee the EMI formula with a step-by-step rupee example, why early EMIs are mostly interest, and how tenure and prepayment change what you pay.

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